There is a lot written these days about retirement. Regardless of how you define it, how do you know you’re ready for retirement? Are there financial formulas that need to be satisfied? Is it age based? Is it a lifestyle question? Do you need to have all of the answers before you retire? I’ll address some of … Continue Reading about How to Know If You’re Ready for Retirement
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Personal Finance
How to Create a Budget that Works (from Financial Freedom)
Let's face it, not many of us like budgeting. Budgets can be tedious. We often find them to be disheartening and difficult to follow. What if I … Continue Reading about How to Create a Budget that Works (from Financial Freedom)
25 Best Personal Finance Blogs (Why You Should Read)
Too much of the advice about personal finance today is biased. Whether it comes from the financial media or from voices representing companies … Continue Reading about 25 Best Personal Finance Blogs (Why You Should Read)
Overcoming Adversity
There is Hope for Your Addicted Loved Ones (updated)
If you have followed this blog for any length of time, you know of our struggles with our son who is an addict. If you're in the midst of this battle or know someone who is, I want you to know there is hope for your … Continue Reading about There is Hope for Your Addicted Loved Ones (updated)
From Suicide Attempt to Inspiring Women to Love Life
Today's interview is both hard to read and inspiring at the same time. It's about a woman who took a long journey back from a suicide attempt to using her platform to inspire women to love life. Melissa Blevins … Continue Reading about From Suicide Attempt to Inspiring Women to Love Life
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My Top Three Reasons to Do a Roth IRA Conversion
In this post, I'll cover my top three reasons to convert to a Roth IRA. Prior to the Tax Cuts and Jobs Act, recharacterization offered you the ability to undo the Roth conversion, making it like it never … [Read More...] about My Top Three Reasons to Do a Roth IRA Conversion
Is My Social Security Income Tax-Free?
At the end of 2018, over 62 million people received Social Security benefits. The number includes those receiving Old Age and Retirement benefits and disability. There are lots of questions surrounding Social … [Read More...] about Is My Social Security Income Tax-Free?
Why We Need a to Have a Growth Mindset
As I was thinking about and preparing to write today's post, it led me down a path I didn't expect. I came across the terms fixed and growth mindsets. Of course, our attitude has a lot to do with our success with … [Read More...] about Why We Need a to Have a Growth Mindset
16 Ways to Avoid the 10% Early Withdrawal Penalty
It's highly likely that you own a traditional IRA. You are probably aware of or have heard that the IRS charges 10% early withdrawal penalty. You pay that for withdrawing money before reaching age 59 1/2. That's … [Read More...] about 16 Ways to Avoid the 10% Early Withdrawal Penalty
How to Know if Your Employer Cares about Your Financial Wellness
If you are reading this and employed, you likely participate in an employer-sponsored retirement plan (401(k), 403(b), 457, etc.). Even though most corporations offer healthcare benefits and retirement plans, many … [Read More...] about How to Know if Your Employer Cares about Your Financial Wellness
What You Need to Know About Prohibited Transactions in a Traditional IRA
Most people planning for retirement have a traditional IRA. Did you know there are certain things you cannot own in your IRA? The IRS considers these prohibited investments. There are also transactions not … [Read More...] about What You Need to Know About Prohibited Transactions in a Traditional IRA
How to Go from Bipolar Depression to a Successful Entrepreneur
We continue our interview series today as we talk with Russell to hear about how he was able to overcome bipolar depression. Russel runs a couple of websites, stockmillionaires.com and … [Read More...] about How to Go from Bipolar Depression to a Successful Entrepreneur