Welcome! On this page, you'll find everything you need to know about me (well, maybe not everything but the important stuff!)
I’m Fred Leamnson.
I started my career (which began a LONG time ago) as a stockbroker for a regional firm in Indianapolis, IN. I moved from that firm into the conflict-ridden bank brokerage business. Eventually, I grew tired of the pressure to serve the firm over my clients and launched my own business. I formed Leamnson Capital Advisory, LLC in 2011.
For financial planning, I charge a flat fee that ranges from $1,500 to $3,500 depending on the complexity of the plan. You can choose a one-time plan or an ongoing relationship. You can implement it yourself or have me help. Ongoing relationships are 50% of the first-year fee. For example, for a $2,000 first-year plan, the renewal fee is $1,000. To learn more, head on over to the website and check out the pricing page.
At both of these enterprises, I get the pleasure of focusing on what I do best – helping people align the way they spend, save and invest their money with what's going on in their lives.
I started Money with a Purpose to help people “keep it real” when it comes to their money and their lives. Financial success comes through planning. You must also align your plan with who you are and what you value. Doing this is THE key to making your money work for you.
My focus on Money with a Purpose has evolved since inception in late 2017. When I began the blog, I wrote about all things retirement. My readers have caused me to rethink that approach. As a result, my writing now focuses on three primary areas:
- Personal finance – The category of personal finance covers a lot of topics. I try to write about things others don't. At the very least, I hope to offer a different perspective. Some recent themes are my top ten most influential blogs, a discussion of evidence-based investing, and being emotionally prepared for a market meltdown.
- Lifestyle – Here you'll find posts about different ways to think about things. There are no limitations on topics here. Recent topics include how to make money decluttering, how to think differently about things, and how cellphones can damage your brain.
- Overcoming adversity – Adversity is something that everyone has to overcome in life. Since adding this category, posts here are quickly becoming the most read. They are personal stories of real people sharing their challenge with adversity that's impacted them, and how they've overcome it. We've heard about overcoming addiction from a recovering addict, some who triumphed over abuse in childhood, and our own story of dealing with addiction and its financial consequences.
I’ve lived through some pretty significant financial crises (e.g., the 2000-2002 market disaster, the plight of 2007 – 2009). Honestly, I made mistakes with my investments in 2008. Since then I’ve made it my business to learn from those mistakes. And I have. Part of the focus of this blog is to share what I learned with you
We'll also have some fun here. I'll sometimes write about non-financial things as well. I'll have guest posts from other top bloggers that I respect. You'll also find a page with some financial products and services I either use or have vetted and recommend.
Here's a sampling or articles if you want to check out some content:
Why We Should Change How We Think about Things
Protect Your Investments in a Volatile Stock Market
Here are Five Things I Won't Give Up Just to Save Money
My wife Cathy, and I are both kind of work-out nuts. We’ve been married 34 years. In those years, I could count on one hand the number of weeks we didn’t get to the gym or do some workout two to three times a week. Usually, it's more like four or five days. We love hot yoga, lifting, fitness classes, and aerobics. Keeps us sane!
We enjoy hanging out with our two beautiful Akitas (the picture is when they were pups). They go with us to the beach every year and often accompany us to our favorite Virginia Wineries. We’ve lived in Reston, VA since moving to the DC metro area in 1998 and enjoy all the history, nature and activities the DMV offers.
Knowing what to expect here
You will find real, honest discussion about essential money topics like budgeting, retirement, investing, Social Security and a good dose of fun stuff, too. I promise not to use (at the very least minimize) the industry jargon you hear in the financial press and from many advisors. It seems the industry and business media love the sound of their voices and want to come across as being oh so smart!
When I hear all that industry speak these days, all I hear is “blah blah, blah.” If hear me spewing out industry jargon you have my full permission to call me out in the comment section 🙂
Thanks for stopping by. I hope while you're here you can find useful tips to help align your money with what you value in life. Enjoy your stay and please say “hello” and offering any feedback in the comment section or the contact page.
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