25 Best Personal Finance Blogs (Why You Should Read)

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Too much of the advice about personal finance today is biased. Whether it comes from the financial media or from voices representing companies who manufacture products they hope to sell, it's hard to discern the truth. With that in mind, I thought it would be helpful to publish my list of the 25 best personal finance blogs you should follow.

Collectively, these blogs cover most, if not all, areas that make up personal finance. You will see articles on banking, investing, retirement, estate planning, insurance, mortgages, budgeting, saving, and much more.  All of these winning blogs provide detailed analysis and reviews of the topics they cover.

The order of the list that follows does not imply it is ordered from best to worst. All are excellent and worthy to be considered for your list of top financial personal finance blogs.

With that in mind, let's get started.

#1 The Simple Dollar

 Trent Hamm, who started The Simple Dollar, says the mission of the site is “providing well researched, useful content that empowers our readers to make smart financial decisions.” The site is a virtual marketplace of information about everything personal finance. You can find reviews on credit cards, loans, insurance, investing, and banking.

Clicking on any of these categories brings up a menu of “best of” for the various offerings in that category. Each one has a detailed comparison and review. Their blog covers a wide variety of personal finance topics to help you get educated before you shop for products or services. Check them out at the link below. You won't be disappointed.

Check it out here – https://thesimpledollar.com

#2 Mr. Money Mustache

Don't let the name distract you. Mr. Money Mustache is a credible personal finance website. It's written by a guy who was tired of the rat race of the corporate life he and his wife were living. They wanted to start a family, so they decided to retire. What? Retire to start a family?

Yes! That's what makes this site so valuable. Pete, which is the only name I could find for the author, retired at age 30. He started this blog in 2005 at age 36. Pete says he made it because he “lived a lifestyle 50% below his peers.” He saved a lot more than most. Not earth-shattering, but very difficult to implement.

You can read his entire journey to financial freedom starting with his first article, written on April 6,  2011. He tells his own story and challenges readers to think about their own lives and how to affect change to move toward financial freedom.

There are multiple articles and a recommended resources, a page called, MMM Classics, representing selections chosen by Mr. Mustache. It's a fun site, but chock-full of great material to help you manage your finances.

Check it out here – http://www.mrmoneymustache.com/

#3 Get Rich Slowly

Like many successful personal finance sites, Get Rich Slowly highlights the story of the struggles of the founder, J.D. Roth.  In his bio, he says he started in 2006 to document his efforts to get out of debt. These are compelling articles that are not hypothetical situations. Instead, they represent his real-life struggles to learn how to manage his finances.

What struck me when I read J.D.'s story was the mentality he adopted to take control of his money. That is, he decided to look at his personal life as a business. He looked for ways to lower expenses, increase revenue, and pay down debt. He created a spreadsheet with a goal to be debt free in 3 years.  That goal became a reality. J.D. offers principals he learned that readers can adapt to their own lives.

Readers will also see featured articles from other writers and publications to further assist in the quest to get control of their finances. The style is relaxed, while the content is rich.

Check it out here – https://www.getrichslowly.org/

#4 Budgets Are Sexy

J. Money started Budgets are Sexy in February 2008. J. states that his goal for the site is  “to get people to stop and *pay attention* to their money.” As the title of the blog suggests, he's a huge fan of budgets. From his “About” page: Budgets = Confidence = Sexy. Visitors will find Excel budget worksheets they can download. Keeping it fun is a part of J.'s strategy. Looking at one of the category links, “Spaving” is a perfect example.  “Spaving” represents a spending and saving strategy. Good stuff!

In 2013, J. started a second site, Rockstar Finance. Here visitors will find curated articles from what researchers believe to be the best content from blogs and websites around the web. Articles cover just about every personal finance topic you can imagine. J. recently sold Rockstar Finance to ESI Money.

Check out Budgets are Sexy here – http://www.budgetsaresexy.com/

#5 Money Crashers

Andrew Schrage and Gyuta Park (as he says, try pronouncing that) created and manage Money Crashers. These are a couple of very bright, engaging young entrepreneurs. They lay out their vision of helping people become financially independent by applying their eleven essential principles of Money Crashers. You can read those principals on their About Page.

Like many of the more successful personal finance sites, there are reviews and offers from a variety of categories, including banking and credit cards. Topics covered include careers, credit and debt, economic and policy, family and home, investing, lifestyle, and more. Clicking on any of the topic categories take visitors to some easily accessible articles written by a variety of authors.

Check it out here – https://www.moneycrashers.com/

#6 Good Financial Cents

Jeff Rose, CFP is the author and founder of Good Financial Cents. Jeff is an Iraqi war veteran who wrote a book titled Soldiers of Finance.

His stated mission is to help people take charge of their money and make “cents” of their financial future. Readers will find articles on just about every topic imaginable in personal finance. Jeff also has a vibrant YouTube Channel with dozens of videos on many of his blog topics.

His articles and videos are open, honest, and transparent. He tells you where he's succeeded and where he has failed.  Jeff would say that his failures taught him more than any of his successes.

Jeff's primary goal is to educate. This site does that very well.

Check it out here – https://www.goodfinancialcents.com/

#7 Money Ning

Founded by David Ning in July 2007, Money Ning is one of the most straightforward websites to navigate. He has a fresh menu with limited categories (Frugal Living, Investing 101, Money Management, Beyond Money). Click on one of the titles, and you will find subtopics with multiple articles on each. David writes most, if not all of the content on the site. They are succinct, free of industry jargon, and cover each topic thoroughly.

Here's what David says about MoneyNing.

MoneyNing is all about:

  • Helping You Become Debt Free
  • Showing You How to Build Wealth Through Time
  • Letting You See For Yourself How Financial Choices Impact Your Life

MoneyNing has multiple offers on products and services including banking, internet, mortgages, and travel. Reviews of each are thorough and detailed. Debt reduction and elimination strategies are a big part of the focus.

Check it out here – http://moneyning.com/

#8 Investment Zen

Cool name, huh!

InvestmentZen, as the name suggests has a focus on how to invest your money. That said, there is content from a variety of other topics as well, including real estate, mortgages, credit cards, saving money and early retirement. There are multiple writers and contributors to the content. Because of this, visitors get views from different experts in the various fields.

The investing area is one of the most comprehensive. For those looking to get started or considering changing current relationships, this site will help. The investment tab includes a list of robo (or digital) investment platforms, brokerages, investment apps, and calculators. There are also articles that compare various options in a category to others. For example, comparing Acorn to Betterment, or Betterment to Vanguard. Similar comparisons are available in the other topic areas.

To them, the “zen of making money” is to spend less, earn more, and invest the difference. Pretty simple in theory, though often hard to execute.

Check it out here – http://www.investmentzen.com/

#9 Consumerism Commentary

Founded by Luke Landis, in 2003 Consumerism Commentary has been around longer than most. It began, like many, as a way for Luke to, as he says, hold himself accountable for his choices about his financial condition. The About Page lists what Luke says are his most popular categories with multiple articles for each. These most read categories include banking, financial education, saving, credit and debt, people, families, and relationships, financial advice/planning, and many more.

It is an impressive accumulation of close to 15 years of Luke's writing. Readers will also see articles curated from other writers linkable on the right side of the homepage. Reviews and promotional offerings are numerous as well.

Check it out here – https://www.consumerismcommentary.com/

#10 Making Sense of Cents

Michelle Schroeder-Garder describes herself as a young adult. She graduated college after 2 1/2 years (one smart lady!) from what she describes as an expensive private school. She moved on from there to obtain an MBA in finance and secured a job in the financial services industry as an analyst.  Her over $38,00 in student debt weighing on her, she decided to put herself on a plan to become debt free.

Having achieved that goal, she thought it would be helpful to write about her experience (sound familiar) and started Making Sense of Cents. The blog became so successful that she left her corporate job and began blogging full time. She, her husband, and their two dogs now travel the country managing Making Sense of Cents from an RV (NICE!) They purchased the RV with the revenue generated from her blog.

As for personal finance content, there is plenty. Clicking on the category tab opens up multiple topics related to personal finance with several article choices for each. Visitors will find a category for how to save money and how to make extra money. There is also a travel tab (which she knows something about).

Want to learn how to start a blog? She has a course offering for that. Want to learn how to monetize that blog? She has a course for that too. There is something for everyone at Making Sense of Cents.

Check it out here – https://www.makingsenseofcents.com/

#11 My Money Blog

The author of My Money Blog is Jonathan Ping. He says he's been “sharing about money” since 2004.  Unlike many of the sites on my list, Jonathan keeps his topics pretty limited. He has four menu categories – early retirement, investing guide, money-saving tips, and credit card rewards. The early retirement page offers four articles with four lessons – Savings Rate, Earn More vs. Spend Less, Home-Buying and Mortgages, and How Much Can I Afford.

There are numerous additional categories on the right-hand column of the page. Some examples include annuities, book reviews, behavioral economics, funny, frugal living, inspirational, giving back, insurance, recipes, time management, and taxes.

Check it out here – http://www.mymoneyblog.com/

#12 Oblivious Investor

Mike Piper is a CPA and the author of the Oblivious Investor blog. Mike has also written several personal finance books. Titles like Investing Made Simple, Cost Accounting Made Simple, Can I Retire Early and Social Security Made Simple can all be purchased from Amazon with a link from the blog.

Here's how Mike describes his blog:

This blog is dedicated to spreading the idea that investment success is based upon stubbornly following a few (very simple) principles:

  1. Diversifying your portfolio,
  2. Minimizing costs (such as brokerage commissions, mutual fund expenses, and taxes), and
  3. Ignoring all the noise from the financial media about what the stock market does from day to day.

Other pages include Taxes, Accounting, Can I Retire, Investing 101, Social Security,  and economics. Visitors can sign up for a weekly investing blog roundup email. In it, Mike puts articles from various industry experts on a variety of investment topics. He regularly answers readers questions and posts them on the site.

Check it out here – https://obliviousinvestor.com/

#13 Frugal Rules

John Schmoll is the founder and author of Frugal Rules. His struggles are what prompted him to start Frugal Rules. When he came out of college, he had around $25,00 in credit card debt. As the name suggests, one of the keys to financial freedom is living within your means and being debt free. John uses his personal story as a means to help others.

The tagline of the site is Freedom Through Frugality. As you would expect, then, there is a significant section of the website focusing on frugality. Like many of the sites on my list, John emphasizes the formulas for success as keeping expenses low, saving more, and eliminating debt. That's how he obtained financial freedom. That's what he recommends for his readers.

In addition to the lessons on frugality, John offers advice and recommendations on investing, debt, best credit cards, and online brokerage. The resources tab provides short reviews and special offers on many items.

Check it out here – https://www.frugalrules.com/

#14 Frugalwoods

Introducing themselves as the Frugalwoods, Nate and Liz live on a 66-acre homestead in Central Vermont. Like many of the younger bloggers, Nate and Liz quit their corporate jobs in Cambridge, MA by living the life of “extreme frugality” and saving 71% of their income. That 71%, she says, is after their 401(k) contributions. Pretty impressive!

The site has a month by month archive of their articles on the left side of the page. The right side contains links to numerous and varied categories. Categories include the traditional financial topics. These get supplemented by creative personalized topics like Frugal City Living, Frugal Hound Sniffs, Frugalwoods Philosophy, and Frugalwoods Reviews.

Additional non-financial topics include kids, epic treks, food, clothes, cars, and entertainment. “Reader Case Studies” highlight readers stories submitted to Frugalwoods and retold on the blog. Also, there is a Reader Suggests section where Mrs. Frugalwoods offers her top choices from reader discussion groups, comments, and forums. It is a very clever, informative and unique site.

Check it out here – http://www.frugalwoods.com/

#15 PT Money

Philip Taylor (the PT in PT Money) started and is the proprietor of PT Money. Philip is passionate about helping people gain financial freedom. In addition to traditional articles, PT has a podcast called Masters of Money. Visitors can subscribe on iTunes, Stitcher, Overcast, and Google Play.

His blog covers savings and investing as the two primary topics. Subtopics under savings include auto savings apps, best budgeting apps, and savings and checking accounts. The investing category offers reviews of robo advisors and stock brokers. The +More link provides links to offers for life insurance, free credit score, mortgages, student loan refi and a new addition that includes retirement calculators.

Finally, the topics tab introduces a 31-day challenge designed to improve your financial life. PT offers 31 tips, one per day, with links to additional resources included with each tip. It's a very practical guide to get started on improving your financial life.

Check it out  here – https://ptmoney.com/

#16 WiseBread

WiseBread is a virtual clearinghouse for all things financial. Founded by Will Chen, Lynn Truong, and Gregory Go in 2006, they describe themselves as “a community of bloggers here to help you live on a small budget.” Killer House Media publishes the site in West Covina, CA.

Visitors will see some of the more common categories (credit cards, personal finance, frugal living, career, etc.) on their menu. What's different, is the number of subcategories under each. Because they are a community of bloggers, they pick the best of the articles in each of the subcategories. For example, clicking on the Personal Finance>Debt Reduction tabs, you will see numerous articles on various aspects of debt reduction. Readers can choose the titles that best fit their situation.

In addition to the community writers, WiseBrad also has staff writers. I like the combination. It makes it easy for readers to find the content that will help them the best.

Check it out here – http://www.wisebread.com/

#17 Bible Money Matters

Bible Money Matters is a unique site. Started and managed by Peter Anderson, they focus on managing personal finance from a Biblical perspective.

Peter says his three primary topics for the site are “- finances, faith, and family – while sprinkling in a fair dose of just about everything else.” As you see from the logo, his tagline is Give More, Save More, Live More. The two main categories – Making Money, Saving Money -match this tagline.

If you're not a Christian, you should still check out this site. Yes, many articles reference Biblically based personal finance. In reality, these principals are sound for anyone. The common themes throughout are pretty straightforward and similar – save more, spend less, live within your means, invest wisely. These are also Biblically sound financial principals.

Being debt free, another of Peter's themes provides the best financial freedom there is.

Readers will also see some unique articles. One example is  10 Weird and Unconventional Ways to Make Money. Weird and unconventional are appropriate terms for what's in this article.

So, don't let the name discourage you if you aren't a Christian. This site is full of valuable content and special offers.

Check it out here – https://www.biblemoneymatters.com/

#18 Mad Fientist

The Mad Fientist is a website focused almost entirely on helping people leave their jobs and retire early. I'm not talking about early, as in their 60's. Brandon (who for privacy reasons only uses his first name) is the man behind Mad Fientist. He left his job as a software engineer and retired at the age of 34! That's right – age 34.

Brandon, however, isn't exactly retired. As he describes on the site, his goal was not retirement. Instead, it was to achieve financial independence. He wanted to be free from corporate bosses, commuting, and the like. So he developed a plan. He built spreadsheets to track and monitor his progress, which allowed him to achieve the financial independence he sought. Brandon is now devoted to helping those who want to do the same.

His podcast, as of this writing, has 41 episodes. He dedicates the podcast to interviewing experts in the field of financial independence. Several of the podcasts include interviews with the founders of sites on my list, Mr. Money Mustache, JL Collins NH, the Frugalwoods, Budgets Are Sexy, and Get Rich Slowly.

If you're serious about early financial independence, you should spend some time here.

Check it out here – https://www.madfientist.com/

#19 The Simple Path to Wealth

As the name suggests, JL Collins is the founder and chief writer of JLCollinsNH. The Simple Path to Wealth is the title of JL's book. The forward of the book is written by Mr. Money Mustache (he gets around).

On his About page,  JL says, “Around here we discuss: Money – Life – Travel – Busines.”  And that's an accurate description. There is a menu link to a stock series that currently has 22 articles in it.

His manifesto tab lays out his thoughts on how to successfully build wealth. Here's what JL says are the keys to financial independence: “spend less than you earn – invest the surplus – avoid debt.” Sound familiar?

Articles are serious, honest thoughts on The Simple Path to Wealth.

Check it out here – http://jlcollinsnh.com/

#20 ThinkSaveRetire

The founder of ThinkSaveRetire introduces himself as Steve. He says he retired early. Very early, I might add.

The principles of how he accomplished this are familiar – save, spend less, invest, avoid debt.

Many people find their purpose in their work. As such, they will always be slaves to their jobs. And let's be clear, finding meaning in your work doesn't mean you're happy. It likely says you haven't found passion outside of that job or skill.

Steve busts the myth of the standard picture of retirement. You know, the one where you're in your 60s, living off your company pension (if anyone other than government employees still has one), and Social Security while playing with your grandchildren. No, retirement for Steve and his wife meant adventure. They are currently traveling the country in their Airstream Classic travel trailer.

You will learn how they did it, including the details of the planning, how they quit their jobs, and how they live on a much smaller amount of income. It's a fascinating journey that will keep you reading. Oh, and along the way, you'll learn valuable lessons to help you in your own

journey to financial independence.

Be sure to visit their YouTube Channel – AStreaminLife.

Check it out here – https://thinksaveretire.com/

#21 InvestorJunkie

Larry Ludwig started  Investor Junkie to help readers become better investors. He has a small staff of three that includes an editor, a managing editor and a VP of sales and marketing. He also has a stable of freelance writers and bloggers who contribute content.  The site is very well designed, easy to navigate, and full of terrific content focused around investing.

The first link on the menu (Start Investing) introduces a 9 step “getting started” course to help you do just that. Each stage has a detailed article to explain the topic and how to implement it. The course is well designed and the step by step process easy to follow.

The site also offers reviews and comparisons of investing and planning tools to help you choose the ones that are right for you. Some categories include robo advisors, stockbrokers, micro savers, accounting, and personal finance. There are also tools for investing in real estate, doing financial research, and more.

We can always learn something new about topics we think we know. Whether you are a beginner or a seasoned investor, you will find something here that can help you.

Check it out here –https://investorjunkie.com/

#22 Wealth Well Done

Wealth Well Done is one of the most unique of my top 25 best personal finance blogs. Why? Bill B., the founder of the site, went to prison for ten years when he was 21 years old. He was convicted of “Reckless homicide by delivery of a controlled substance” after one of his good friends he had partied with overdosed and died in his sleep.

I first heard Bill's story when I read it on ThinkSaveRetire. It's titled, How a 10-Year Prison Sentence Inspired Me to Retire Early. It's an inspiring story of triumph in the midst of overwhelmingly bad odds. When I went to the site, I was even more impressed. While in prison, Bill focused on transforming his mind and learning to write. Wealth Well Done is the culmination of those efforts.

Bill and Amanda, whom he married in 2015, focus on three principles for their site.

  1. Escape Your Prison
  2. Compound Your Cash
  3. Pursue Your Purpose.

Escaping your prison means letting go of the things you regret. Whether that's bad marriage, bad financial decisions, addiction, or something else, the key to freedom is to release yourself from your own mental prison.

Bill's history makes this one of the most inspiring sites on the list.

Check it out here – https://www.wealthwelldone.com/

#23 Can I Retire Yet?

The founder of Can I Retire Yet? is Darrow Kirkpatrick. Darrow earned a degree in Civil Engineering, discovering personal computers in the process. He started his own software company which he eventually sold.

Darren retired at age 50. Unlike some of the previous winners on my list, Can I Retire Yet? is geared more toward the baby boomer generation (those born between 1946 and 1964).

The site includes many of the topics seen on the other personal finance blogs, including Saving, Investing, Retiring, and Income. Two of the unique menu choices are the Roadmap and Blueprint tabs.

The roadmap tab walks visitors through the process of answering the question Can I Retire Yet?. Other subtopics in the roadmap include advice on where to put your savings, steps for investing success, and discussions about diversification, asset allocation, and rebalancing. Each page has a list of actions items to help people put this into practice.

The Blueprint tab has handwritten images or “blueprints” outlining things like paying for college, building wealth, and retirement health care. It's a different yet very useful approach to complicated topics.

Check it out here – https://www.caniretireyet.com/

#24 The Finance Buff

Harry Sit started The Finance Buff in 2006. Harry says that he and his wife are immigrants who “came to the US in our 20’s with only a few hundred dollars in our pockets and no other family members in the country. Today, we are on track to be able to retire in our 40’s.”

He wrote a book called Explore Tips to educate investors on an often overlooked investment, Treasury InflationProtected Securities (TIPS).  As the name suggests, these bonds protect investors from the negative impact inflation has on the value of their money.

His most recent articles appear on the homepage. Check out “The Best Of” tab that links to a page listing his most popular articles. They appear in groups under headings like, Saving for Retirement, Saving for College, Stock-Based Compensation, Investing, and many others.

Harry will also help you find an advisor. For a fee of $200, he will screen advisors in your area and come back with a list of 3 for you to consider. There is a separate page that explains his selection criteria, what he expects, and what you can expect. It seems like a beneficial service.

Check it out here – https://thefinancebuff.com/

#25 Squared Away Blog

The Center for Retirement Research of Boston University is one of the most respected academic institutions for retirement research. Kimberly Blanton, a former Boston Globe reporter, is the author of the Squared Away Blog for The Center for Retirement Research.

Articles here are more high level, academic articles. Looking at the menu titles gives this away. They are Research, Field Work, Behavior, and Money Culture. Posts tend to be shorter, and more quickly read than those that go deeply into the how-to for their topics.

Looking at the tag menu on the right side of the page visitors will see other topics listed. These are the more traditional personal finance topics like retirement, manage money, debt, spending housing and healthcare, among others.

For those who want to take a deeper dive, link back to the Center for Retirement Research main page by clicking on the logo. Here you will find working papers, special projects, and the latest academic research on retirement.

Check it out here – http://squaredawayblog.bc.edu/

So, those are my top 25 personal finance blogs?

Now it's your turn. Where do you go for financial education? What blogs/websites are your go-to resources? Let me know so I can check them out.

Thanks for taking the time to review with me. And please comment below with your feedback. Are there topics you'd like to see covered? Add them in the comments as well.  

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Fred Leamnson

I started “Money with a Purpose” to help people “keep it real” when it comes to their money. Many advisors will tell you the only way to success is through planning. I completely agree. And there’s more. You must also align your plan with who you are and what you value. Doing this is THE key to making your money work for you. I started this blog to share with you what that looks like.

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