What a difference a quarter makes! The first quarter of 2019 erased most, and in some cases, all of the negative returns from Q4 of 2018. I'm happy to offer a brief market review of a fabulous start to 2019. Bad memories The last quarter of 2018 brought back the nervousness that’s been missing for much of the last decade. It was one of the largest quarterly declines during … [Read more...] about This is What a Good Quarterly Market Review Looks Like
In today's post, I want to take a look at a topic we don't hear much about in the media or personal finance bloggers. The theme - tax-efficient investments. I'm not talking about things like IRAs, Roth IRAs, and company retirement plans. These should be an essential part of any investment strategy. Maxing out contributions to as many of these as you qualify for makes sense. … [Read more...] about This is Why Tax-Efficient Investments Are Important
The following is a guest post from my friend and fellow blogger, Andrew at the Wealthy Nickel. I asked Andrew to share his experience on whether to use a professional property manager or do it yourself. Andrew owns several rental properties and has written about that on his blog. Ultimately, it's a decision everyone who owns rental properties must make for themselves. He … [Read more...] about Should I Hire a Professional Property Manager for My Rental Properties or Do It Myself?
Desperate times call for desperate measures. Or should it be crazy times call for crazy measures? With the craziness of the last quarter of 2018, it might seem like the latter. At any rate, I thought this would be a good time to talk about how to invest in the current stock market. Let's face it; it's been a darn good run for stocks since the last financial crisis hit the … [Read more...] about How to Invest in the Current Stock Market
Instead of a weekly best content post, I decided to offer a 2018 annual market review. The table below shows the 4th quarter and 2018 returns for some of the major indexes. Get the full report here - 2018 Annual Market Review Here's how we ended the year. Additional resources: Are You Emotionally Prepared for a Market Meltdown? Protect Your Investments in a … [Read more...] about 2018 Annual Market Review
If you are a homeowner nearing or in retirement, it's highly likely you've received an invitation to a dinner to hear about how to secure your retirement (or some variation). In almost all cases, this is a cover for a sales pitch on index annuities. With that in mind, I want to offer my take on index annuities providing both the good points and not so good. These are … [Read more...] about How to Know if Index Annuities Are Right for You
Today I'm happy to share a guest post from Alexander, who runs the blog DaytradingZ. He wrote a very insightful post on Blockchain technology. Reading this post prompted me to ask Alexander to write something for my readers. How cryptocurrency works is the result. The site is meant to educate anyone interested in day trading stocks. Alexander covers many topics that help … [Read more...] about How Cryptocurrency Works: The Essential Guide
Of all the factors involved in building your portfolio, investment diversification should be at the top of the list. There is a lot of information (much of it bad) in the blogosphere and financial media about how to invest. It's hard to know what to believe. There's the simplistic view of many bloggers who advocate the three fund Vanguard portfolio. Popularized by the … [Read more...] about Why Investment Diversification Is Important for Success
I wrote today's post, Ten Steps to Success for New Investors, for my friend Aaron's excellent blog, Personal Finance for Beginners. As the name suggests, Aaron's blog focuses on educating those in the beginning stages of their finances. However, the site is not only for beginners. There are many valuable principles of personal finance for all of us. Writing this post … [Read more...] about Ten Steps to Success for New Investors – Personal Finance for Beginners
How do you know if you're emotionally prepared for a market meltdown? If you have money in the market, I hope that's a question you've at least considered. Don't get me wrong. I'm not predicting a market meltdown is coming. However, it would not be surprising if it happened. Why? That's what I want to talk about in this post. I'm concerned for the thousands, … [Read more...] about Are You Emotionally Prepared for a Market Meltdown?